How Money Drains Add Up To $175,000 In 10 Years

Money Drain	Average Price	Estimated Annual Cost	Future Value In 10 Years*
Coffee	Average price of brewed coffee: $1.38	One coffee each week day costs around $360 annually.	$5,488
Gum	Average price for one pack: $1	Chew a pack a day for a year: $365	$5,488
Cigarettes	Average price for a cigarette pack: $4.54	Pack-a-day smoker’s annual cost: $1,660 Weekend smoker’s annual cost: $236	Pack-a-day smoker’s cost: $25,247 Weekend smoker’s cost: $3,659
Alcohol	Average: $5 per beer (includes tip)	One beer a day, annual cost: $1,825	$27,807
Bottled Water	One 20 ounce bottle costs $1	One bottle a day for a year: $365	$5,488
Manicures	Average cost: $20.53	Weekly manicure, for a year costs $1,068 a year	$16,282
Car washes	Average cost: $58	Cost of detailing every 2 months, for one year: $348	$5,305
Weekday lunches out	Daily lunch: $9	Weekday lunches for one year: $2,350	$35,857
Junk food, vending machine snacks, soda	Average snack: $1	Afternoon snacks for one year costs $260	$4,025
Credit card interest charges	Median amount of credit card debt is $6,600. Standard rates average 13.44%.	Minimum payments will take 21 years to pay off the debt, costing $4,868 in interest.	N/A
Unused memberships	Monthly service fees: $35 to $40	Per year, unused memberships cost $480	$7,318
Expensive salon visits: fake nails	Fake nails cost $500 to $600	Getting them done once a quarter for a year costs $2,000 to $2,400	$30,552
Premium gas	At 20 cents more for premium, pumping 20 gallons of it instead of regular would cost $4 more.	Annually, that’s a difference of $171 for a vehicle that averages 14 miles per gallon — as some big sport-utility vehicles do — and is driven 12,000 miles a year.	$2,561
Lottery	Typical cost: $10 a week	For one year: $520	$7,867
Direct TV	A basic program can run $100 a month	$1,200 a year	$18,295
Total		$11,548 a year	$175,994